Product Owner, Card Programs at Flex Ltd.: 100% Remote (US)

Title: Product Owner, Card Programs

Location: Remote / USA

Department: Product

Job Description:

We are re-architecting the entire financial system for entrepreneurs. From the first dollar a business earns to how that value compounds, moves, and is ultimately spent in real life. Banking, credit, payments, personal finance, financial operations, all rebuilt from the ground up as a single intelligent system.

Since launching publicly in September 2023, we have scaled from zero to nine-figure annualized revenue with a clear path to profitability by late 2026. We move fast, ship relentlessly, and operate with extreme ownership.

Our customers are affluent business owners with $3M to $200M in revenue. The backbone of the economy and one of the most underserved segments in finance. We are replacing the outdated banks and fragmented tools they are stuck with. The opportunity is a roughly $1T+ revenue market hiding in plain sight. We are building toward $100B+ in enterprise value by delivering a product that is fundamentally better, not incrementally improved.

Flex has raised $100M+ in equity and $300M+ in debt.

What we hold ourselves to: mission-critical problems, high bar low ego, speed over comfort, enduring impact.

Locations: San Francisco, New York, Miami, remote. Open to candidates in Canada, Mexico, the United States, Brazil, and Colombia.

You will own Flex's card programs end to end. We are running a meaningful annualized credit program today. We are launching multiple new card products in the next two quarters across credit, stablecoin, and rewards. Your job is to scale this from one major program to five-plus and take total volume across the portfolio up by more than an order of magnitude.

This is not a card fulfillment seat. This is the owner of every layer of our card stack: ledger, processing, servicing, fulfillment, BIN sponsor relationships, network relationships, and the operational discipline that lets us run multiple programs concurrently without seams.

We want someone who has personally spun up a card program from scratch, not as a secondary contributor. Someone who can sit in a meeting with a major processor or card network, hear a vendor explanation, and call out exactly where the story is bullshit. Someone who knows what FTS, ARI, DPS, BINs, and the rest of the alphabet actually mean and where vendors hide behind acronyms.

You will partner closely with your engineering counterpart and be on a small team initially. Your first job after landing is to tell us who you need to hire next. This is a business unit builder seat.

What you will do

Own every layer of Flex's card programs: ledger, processing, servicing, fulfillment, BIN sponsor management, network relationships.

Lead processor strategy and the direct network relationship. Hold vendors accountable. Drive the technical and commercial negotiations.

Build the operational infrastructure that supports five concurrent card programs across credit, stablecoin, and rewards.

Architect the path to scale the portfolio by more than 20x. Build the operating model that makes that scale possible without breaking customer experience.

Recruit the next layer of the card programs team as the function grows. You will tell us who we need to hire and when.

Translate the technical complexity of card issuing into clear product decisions for the rest of the company. We have struggled to communicate the now program, the transition, and the future program. Fixing that is part of your job.

What you will need

You have personally spun up at least one card program from scratch as the primary owner. If you were the secondary contributor on someone else's program, this is not the seat for you.

Hands-on depth across ledger, processing, servicing, and fulfillment. You know what each of these is, who the vendors are, and where the operational risk lives.

Deep familiarity with BIN sponsor dynamics, issuer processor mechanics, and card network rules. You can hold a real conversation about a processor migration or a network compliance issue.

Senior plus. Typically 8 to 12 years of experience. Title is not the point. Building the business unit is.

You are willing to be the only person on this for a stretch and then build the function around you.

You can read vendor decks and decide what is real and what is sales theater.

Back to blog

Other Jobs To Apply

Grocery Warehouse Associate(Grocery Fulfillment)Vacancy in Birmingham

BookLife/Prize Reviewer

Hiring For 12th Pass Freshers - Data Specialist

Remote Senior Narrative Designer – Immersive IP Stories

Seasonal TurboTax Community Tax Expert - Online Writing Role

Remote Provider Performance & Stars Strategy Lead

Remote Virtual Receptionist — First-Impression Pro

Start ASAP:Multi-partner Cabin Crew(Seattle)

Service Technician - Virtual Hiring Event January 14

Amazon Needs Fulfillment Center-Warehouse Packer in Wilmington

Hiring:Fulfillment Center-Order Picker in Opa Locka,FL | Apply Now

Paylocity SME

Remote Discord Server Moderator

School Evaluator - Fully Remote | Upto $120/hr

Exciting FULL TIME Yelp Spam Comments Remover$35 Per Hour

Customer Agent Chat Email WFH $500 Sign-On Bonus

Remote Marketing Assistant Creative Growth & Impact

Seattle Job:Flight Attendant(Part-Time)

Local Part-Time Fulfillment Center-Warehouse Packer Job –

Flexible Part-Time:Warehouse Associate-Hialeah

Inbound Warehouse Associate•Moreno Valley,CA•Amazon | Hiring

Overnight Warehouse Associate-Fulfillment

Part-Time Yelp Spam Comment Remover (Multiple Locations)

Flight Attendant – Airlines($27-$52/hr)-Sunrise,FL | Hiring

Amazon Logistics seeks Suburban Route Fresh Delivery Driver in Burbank

Flexible Hours:Fulfillment Center-Coordinator-North Miami

Senior Corporate Lending Officer - Commercial C&I (remote)

Amazon Fulfillment Center - Warehouse Packer

Key Biscayne Appliance Delivery Box Truck Driver($22-$27/hr) | Hiring

Commercial Banking Relationship Manager III- Dealer Floorplan

Help Desk-Remote

Part-Time Technology Support (FY 2026 - 2027)

Remote Clinical Review Pharmacist

Remote Customer Handling Assistant at CVS Health (work from home)

Appeal Examiner

Fully Remote Position (Remote) - Full/Part-Time | Beginner Friendly & Start ASAP -

Senior Business Intelligence Engineer

Production Safety Manager - Remote Southeast (Occupational Health Cal/OSHA)

Provider Data Representative – Cigna Healthcare – Remote

Agile Remote Operator, GO-AI

Manager, Digital, Data and Technology Compliance

Paid Product Tester

Remote Online English Teacher

Online English Tutors wanted, Part-time Position - Up to $26/hour

Immediate Hire – Remote Chat Support Specialist – No Experience Required – Flexible Hours & Competitive Pay at arenaflex

Customer Service Remote Travel Advisor

Remote Chat Support Specialist — Flexible Shifts

Amazon Delivery Driver

A1A Customer Service Advocate

Service Champion