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Data Scientist (Credit Risk Analytics)
- Prosper is seeking a Data Scientist for the Data Science team under our Credit Risk Analytics vertical
- You will become a core contributor with machine learning expertise on the credit risk team and deliver results that directly impact our business
- Build industry-leading machine learning models for managing credit and fraud risks
- Leverage complex data sources (e.g., credit bureau reports, customer-supplied information) at scale to develop credit and fraud strategies to improve the credit performance and optimize risk decisions
- Collaborate with engineers to deploy your models into a production environment
- Propose and execute solutions to various problems within business constraints
- Use responsible AI technique following regulatory requirements and lending best practices
- Help the team with developing tools and workflow solutions to increase data science productivity
- Actively monitor the credit risk models in production
- Extract the most value out of data to significantly impact our key business metrics
- Assess the potential usefulness and validity of machine learning algorithms and features through various data sources
- Conduct ad-hoc analysis related to risk management, investor services, operations and corporate development
Benefits
- Take-what-you-need (paid) vacation for salaried employees
- 20 days of PTO and 7 paid holidays/year for hourly employees
- Stock options
- 401K retirement savings plan with generous matching
- Comprehensive health, dental and vision insurance plans, with options specific to your own health coverage needs
- Prosper Fit - A monthly stipend to use for gym memberships, personal training sessions, yoga and exercise classes, or club sports/fitness fees
- Pre-tax commuter/parking assistance
- Snacks and beverage selections in our kitchen
- Monthly meet-and-greet happy hours
- Perkspot discount programs
- One Medical
- SF Location - Rooftop deck with ping-pong and foosball table